Each U.S. insurance company has a domicile state, where it is incorporated and initially authorized to transact business. However, the company may not maintain its principal place of business in the state of domicile. The information below is provided in compliance with many state insurance statutes requiring disclosure of all states where an insurer is authorized to transact business, as well as information regarding the insurer's state of domicile, principal place of business and NAIC code number. (NAIC is the National Association of Insurance Commissioners, a national organization which coordinates state insurance regulatory efforts.) All of the following U.S. insurance companies within the Balboa Insurance Group ("Balboa") maintain their principal place of business at 3349 Michelson Drive, Suite #200, Irvine, CA 92612.

Company Name	Domicile	States Where Authorized to Transact Business	NAIC Code
Balboa Insurance Company	California	All states, DC, Guam, Saipan; and, U.S. Virgin Islands. Only surplus lines offered In Louisiana.	24813
Balboa Life Insurance Company	California	All states, except NY. Also licensed in DC, Guam, Saipan; and U.S. Virgin Islands. Registered in NY as an accredited  reinsurer only.	68160
Meritplan Insurance Company	California	All states, except: Alaska, Arkansas, District of Columbia, Illinois, Maine, Massachusetts, New Hampshire, North Dakota, Rhode Island, South Dakota, Vermont, Virgina, West Virginia; and, Wyoming.	24821
Newport Insurance Company	Arizona	Arizona, California, New Jersey, New York, Oregon, Virginia; and, Washington; also writes only surplus lines business in: Arkansas, Louisiana, Mississippi, Tennessee; and Texas.	24848
Balboa Life Insurance Company of New York	New York	New York	10097
Newport E & S Insurance Company	Texas	Texas	11191
Balboa Warranty Services Company	Vermont	Note: BWSC is a domestic corporation in the state of Vermont. Licensed as a service contract provider in: Alabama, Arizona, Illinois, Kentucky, Massachusetts, Minnesota, New Hampshire, New Mexico, New York, South Carolina, Utah, Vermont, Washington; and, Wisconsin.	Vermont Corporation V-65041-0

The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Balboa Insurance Group (Balboa) refers collectively to Balboa Life Insurance Company, Meritplan Insurance Company, and Newport Insurance Company (California Certificate of Authority numbers 4804, 4995, 4809 and 6866, respectively), Balboa Life Insurance Company of New York, Newport E&S Insurance Company; and Balboa Warranty Services Company. The product descriptions, if any, provided on this site are not intended to constitute sales offers or solicitations in connection with any product or service. Product availability, terms and pricing may vary by state. While visiting the Balboa Insurance Group Web site (www.balboainsurance.com) you may access certain other Web sites. Balboa Insurance Group does not pass upon the content and accuracy of these Web sites, and therefore disclaims responsibility for their content and accuracy.

Last updated: February, 2008.